CAN I AVOID A LARGE CASH OUTLAY ?

Cash

100% of cost

Loan

Down payment, often 25%

Lease

100% Financing

WILL IT AFFECT MY BANK CREDIT LINE ?

Cash

Balance Sheet Impact

Loan

Decreases Credit Line

Lease

No Money is Borrowed

WILL IT AFFECT OPERATING CAPITAL ?

Cash

High Front End Costs

Loan

Down payment, often 25%

Lease

100% Financing

PAYMENTS ?

Cash

100% Now

Loan

Payments may vary with Interest

Lease

Fixed Payments, Possible Tax Benefits

CAN I UPGRADE / ADD ON EASILY ?

Cash

No

Loan

Re-Application often Required

Lease

Yes

CAN I SCHEDULE PAYMENTS TO MATCH MY CASHFLOW ?

Cash

No

Loan

No

Lease

Yes